Personal Insurance

Personal insurance planning is all about protecting yourself and your loved ones by way of paying into a policy that pays out in the event of accidental death, critical illness, accidental injury, or loss of income. Having the right insurance takes the worry out of the unexpected.

Protect your lifestyle with life insurance

Personal insurance is all about protecting your unique lifestyle. A comprehensive insurance protection strategy can help you to:

  • ensure you have an income
  • pay large debts such as a mortgage
  • pay small debts such as household bills
  • cover your children’s education
  • continue to go on family holidays and maintain your lifestyle
  • pay medical expenses in the event of an accident or illness


With a vast array of policies to cover all types of Personal Insurance – be it Life Insurance, Critical Illness Cover, Medical Insurance, Accidental Death Protection, Disability Protection, Long-term Care or Family Income Protection – it can become a minefield sorting through the fine print and caveats.

Globaleye offers Personal Insurance assistance by taking you through the relevant options available for the type of insurance you need. We will ensure you are adequately covered at the right price.

Having the right Personal Insurance takes the worry out of the unexpected. Personal Insurance alleviates worry and allows greater peace of mind, leaving you secure in the knowledge that both you and your family are protected against any eventuality in the way you want to be.

  • Level term life insurance

    This is simply an insurance policy that is taken out over a specified length of time and should you die within that time, your chosen beneficiaries will receive the sum assured/death benefit. Premiums are paid on a regular basis and remain on the same original level for the duration of the term.

  • Decreasing term life insurance

    Decreasing term life insurance is useful for clearing particular debts such as a home loan. As the debt reduces over time with repayment, the sum assured also reduces so that it aligns itself with the debt. This type of insurance can be significantly cheaper than normal term insurance. 

  • Whole of life insurance

    This is a policy for the whole of your life. Premiums tend to be more expensive than term insurance, but this is due to a guarantee that your beneficiaries will receive the death benefit. This policy is particularly useful in inheritance tax planning. 

For further information download our FREE Personal Insurance guide, or contact your local Globaleye team to get a quote.

Personal Insurance eGuide